The increasing frequency of identity theft and increased concern about good financial health has led many consumers to find copies of their credit reports online. This is unquestionably laudable; the more you learn about how prospective creditors and lenders see you, the more prepared you can be in regards time to use for financing or credit. An additional benefit is that customers can obtain one copy of the credit report from each of the three main credit bureaus once a year through the official Internet site create for such purposes at AnnualCreditReport.com. Regrettably, there are still many The web sites that exist for the sole intent behind tricking consumers who are seeking copies of these free studies. A fast Google search for the word "free credit report" today resulted in no less than twenty four million web sites in the search results. There truly are not twenty-four million Internet sites that are going to give copies of credit file at no cost, just what exactly is this about? It is about money. Apart from the site, the others are there to profit, and they can profit in just one of two different ways: Sell you something - Many of these sites actually belong to the credit bureaus; they've set them as much as give the credit report to you while offering something else to you in the meantime. These internet sites can provide the "free" report in huge letters, while telling you in smaller ones that by accepting the free report you are agreeing to get a monitoring service, which could cost you $10-15 monthly. The credit bureau-owned websites may also tell you that you could possibly get your report free of charge at the site. That is often stated in rather small print near the base of the page. This staggering the link. That way, you can don't be victimized by the a large number of Web sites that will cause you to cover dearly for the "free" credit history.

Credit Reports -- Your Free Report Could Set You Back
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